If you are financing a new home with a lender, most banks or other types of lenders will require you to have homeowners insurance in place before you close on your home. Homeowners insurance protects the lender's interest in case something happens... (Read More)

Congratulations on the purchase of your new home. Being a homeowner is exciting and comes with its own set of responsibilities. Ideally, you won't have to worry about damage to your new home any time soon, but it never hurts to be prepared for... (Read More)

You don’t expect to have problems with a sewer line when you buy a home, but the truth is, not all problems with a home’s systems are visible at first glance. If you are buying a pre-owned home, you need to pay attention to these hidden problems... (Read More)

When buying a home, you want to ensure you are getting a home that is safe and doesn't need significant repairs in the near future. This is where a home inspection comes in. One of the types of damage the home inspector will look for is water... (Read More)

Although it is sad to think that someone would intentionally harm your home or property, vandalism does happen—and more frequently than you might believe. It can take a variety of shapes. Any of these kinds of property damage are deemed acts of... (Read More)

Home electric bills can quickly add up to thousands of dollars each year. If you are living on a budget, it's tough to know how much to budget for electricity costs as they can vary based on the weather, outside temperature, and how well insulated... (Read More)

Buying a home makes perfect financial sense, but it's a big step and perhaps one of the largest financial investments of your lifetime. Any financial investment carries some risk, but there are precautions homeowners can take to reduce this risk and... (Read More)

If you've recently made a home purchase, you want to do everything possible to protect your home from damage. One source of damage to your home and property is flooding. You don't have to live in a flood zone to experience flood damage. Flooding is... (Read More)

Ready to close on the purchase of your home? Congratulations! Closing day can be exciting — but also a bit overwhelming. Here are some of the things you can expect when you meet to finalize your home loan. A lot of signing and initialing... (Read More)

Stop for a moment and really think about this question. The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs and preferences often vary by... (Read More)